When Did I Become a Grown Up?

November 22, 2015
Growing old is mandatory.Growing Up Is Optional

Yes, that is me, hurtling myself off something I have no business launching off of.

I have somewhat prided myself on looking (and acting) far younger than my actual years here on earth. From wearing totally age inappropriate clothes, to trying new things, to hurtling myself down mountains on my bike and my snowboard, I am clinging to what is left of my “youth” like a toddler clings to her favorite stuffy and that is perfectly AOK with me.

Let’s face it, who really wants to grow up and be an adult right? There is SO MUCH responsibility that comes with being an adult. But somehow it happened. I blinked an eye and suddenly I WAS all grown up. But when exactly did this all happen?

Was it when I graduated from university?

Or got my first job that wasn’t paid at an hourly rate?

Was it when I did my graduate degree?

Bought my first house? Bought mutual funds?

Or was it when I became a parent? Ding ding! There’s your winner folks!

At 9 and 7 they aren't little anymore but ALWAYS my babies.

At 9 and 7 they aren’t little anymore but ALWAYS my babies.

It still seems unfathomable to me that I have been a parent for over 9 years now and that I am responsible for raising these two amazing little boys. I mean, most of the time I am totally winging it and hoping that I am doing all the right things. Sometimes I really rock this parenting thing, and sometimes, well, not so much.

Sometimes when I am struggling, I talk to my own parents. In fact, I love having conversations with them now that I am a parent myself. Awhile back I had a conversation with my mom about some of the things that she and my dad didn’t see eye to eye on over the years while they were raising my brother and I. And to my surprise, one of the bigger disagreements was about Life Insurance.

Basically, without throwing anyone under the bus here, my Dad’s pragmatic philosophy around life insurance (and I am way over simplifying here) was…

“I’m young and healthy and I don’t really need it as I have other assets and options”

Versus my mom’s more protective philosophy of….

“What if the unimaginable happened? Would me and the kids be ok? How would we pay the mortgage and the bills? Would I be forced back to work?”

Lucky for me when I ask myself that same question now I do feel comforted by the fact that I have finances and assets in place to protect my kids from the unimaginable. But is it enough?

So I was so happy to discover Manulife’s Cover Me website where it took me only a few minutes to fill out an online questionnaire containing some important questions about the level of coverage you would want or need in order to get a quote for life insurance. Easy, peasy, lemon squeezy.

CoverMe Term Life Insurance lets you get up to $250,000 in instant coverage – with no medical exam – just by completing a simple health questionnaire online. In the event of your death, your loved ones would receive that money to help pay for their ongoing expenses (like a mortgage, child care or education fund).

So I encourage you to check it out for yourself and to join us on Nov 25th at 6pm PST/9pm EST for the #BeCovered Twitter Chat with Manulife.

Manulife

This post is sponsored by 360ACCESS on behalf of Manulife. The opinions are my own.

 

 

 

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4 Comments

  • Reply Maureen November 23, 2015 at 8:18 am

    In my family it was the exact opposite. My dad was all about the life insurance and he always told me my fear of getting insured was nonsense! He was right!

    • Reply Christine November 24, 2015 at 8:20 am

      It’s funny how we all have such difference levels of risk aversion. I am also more carpe diem, with a modest dose of planning. This was a good exercise for me to go through!

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